At home locally, connected to international capital
Long rooted in the Chengdu and Shenzhen mainland markets while connected to capital, trust and insurance platforms in Hong Kong and overseas, so cross-border matters are settled in one place.
Chengdu · Shenzhen · Hong Kong · Family Office
Hengxin Family Office advises business owners, high-net-worth families and growth companies on insurance planning, family trust structures, financing, enterprise management and cross-border resource coordination. We first map the relationship between the business, the family and cross-border assets, then help shape an executable plan around goals, time horizon, cash flow and risk boundaries.
Mainland: Sichuan Hengxin Huanyu Enterprise Management Co., Ltd. · Offshore: Hong Kong Hengxin Family Office Limited
What we do
A business owner's assets usually span the company, the family and both sides of the border: the business needs financing and governance; the family needs succession and asset protection; children need education and identity planning. Handle these with separate firms and the advice rarely lines up.
Hengxin puts insurance, trusts, financing, enterprise management and cross-border coordination in one team. Diagnose first, then structure, then follow through over time — turning complex cross-border arrangements into plans you can understand, compare and act on.
Large life, savings and cross-border medical insurance
First get family responsibilities, asset structure and cash flow clear, then discuss cover and currency. Large policies, premium financing and policy loans are looked at together — never a single policy sold in isolation.
Asset isolation · succession · tax structuring
Around Hong Kong common law and Yangtze Trust-related capabilities, we advise on trust accounts that can hold policies, securities, property and other assets for isolation, succession and privacy.
LGFV non-standard financing · full life cycle
Serving LGFVs and other corporate clients: entrusted bank loans, finance leasing, and equity and physical pledges. From early planning to post-drawdown management, funds run through supervised dedicated accounts and company-to-company transfers.
Governance · capital operations · tax & legal
Sichuan Hengxin Huanyu's core capability: governance and capital-operation advisory, connecting tax and legal resources, and handling registration, banking and other practical matters.
Offshore allocation · identity planning · medical & education
Offshore allocation, identity planning, Hong Kong accounts, overseas property, plus premium medical and study-abroad resources — coordinated by one team.
How we work together
It doesn't end once a product is sold — from diagnosis and structuring to long-term follow-up and succession, we run the full cycle.
We start with the responsibilities, asset structure and long-term goals of the business and family, getting the real questions clear.
Combining insurance, trusts, financing and corporate arrangements to fit the need — never forcing a single product.
Account opening onshore and offshore, structure setup, supervised dedicated accounts and process coordination — delivered step by step.
Tracking key metrics and adjusting the allocation as markets and the family change, over the long term.
Writing asset isolation, intergenerational succession and governance into an executable long-term structure.
Financing track record
Hengxin focuses on LGFV non-standard financing, from early planning through execution to later management — the whole cycle. Funds run through supervised dedicated accounts and company-to-company transfers, with compliance first in every design.
Why Hengxin
Long rooted in the Chengdu and Shenzhen mainland markets while connected to capital, trust and insurance platforms in Hong Kong and overseas, so cross-border matters are settled in one place.
The team is flat: a dedicated team handles you end to end, requests don't travel up layer by layer, and decisions and responses come faster.
Core members come from leading domestic financial institutions, hold CFA, CPA or legal qualifications, and have run live deals across markets and sectors.
Financing projects keep funds in supervised dedicated accounts with company-to-company transfers; trusts build on Hong Kong common law, putting compliance first in every design.
Partner ecosystem
Many resources are out of reach for an individual. Hengxin works with the institutions below over the long term and brings them into one plan.
Brand & entities
To clients we are simply Hengxin Family Office. Mainland business is carried by Sichuan Hengxin Huanyu Enterprise Management Co., Ltd.; offshore business by Hong Kong Hengxin Family Office Limited. Trust-related work is advanced through advisory and coordinated partner platforms.
Insights
A trust is not a wealth product but a structure. What it really handles is asset isolation, intergenerational succession and privacy — not chasing some number for you.
Which policy to buy is never the first step. Get responsibilities, cash flow and time horizon clear, and the plan follows naturally.
The same sum insured can differ greatly in whether care actually goes smoothly. The medical network, direct billing and underwriting often matter more than the number.
Start with a conversation
Whether it's corporate financing, family succession or cross-border allocation, we get the need clear first, then discuss whether and how to proceed. Leave your details, or just call us.
Phone (Hong Kong) +852 8403 0241 · Phone (Mainland) +86 138 8091 2294 · michyxia@outlook.com